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Kate Upton’s Cardigan-Meets-Jacket Is the Rich Mom Layer We’re Copying for $40

Cozy like a cardigan, polished like an expensive jacket

Kate Upton is seen at ABC Studios on September 29, 2026 in New York City.
Jason Howard/Bauer-Griffin/GC Images

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Kate Upton just found the layering piece we want to live in all fall. Somewhere between a cozy cardigan and an expensive-looking jacket, her draped cream layer had all the makings of a ‘rich mom’ staple — relaxed, elegant and capable of making even the simplest outfit look infinitely more elevated.

On September 29, Upton stepped out in New York City wearing a cream cardigan-jacket over a peach mini dress, completing the look with cream pointed-toe pumps, a beige Prada mini bag and skinny black sunglasses. The layer’s soft, draped silhouette gave the model’s feminine outfit an effortlessly luxe finish that landed squarely in ‘rich mom fall’ territory. While we couldn’t ID her exact jacket, we found a similar $40 version on Amazon that makes the look easy to copy.

Get the Anrabess Long Sleeve Mid Length Sweater Coatigan for just $38 at Amazon! Please note, prices are accurate at the date of publication, October 1, 2026, but are subject to change.

The Anrabess Coatigan combines the coziness of your favorite sweater with the coverage and elevated look of a lightweight coat. The mid-length style has an open front and relaxed knit silhouette that drapes over the body rather than feeling stiff or bulky. Along with Upton-inspired cream, it comes in gray, pink and several other shades in sizes XS to XXL.

Jennifer Lopez is seen on September 27, 2026 in MIlan, Italy.

Related: Jennifer Lopez Rocked This Rich Mom Jeans Style in Milan

More than 5,500 shoppers have given the versatile layer a five-star rating, with one buyer saying it “looks and feels expensive” and comparing it to something “from a high-end clothing store.” Its simple design makes it easy to dress up or down, whether you throw it over a midi dress for dinner or pair it with straight-leg jeans and loafers for weekend errands.

Another buyer called the pick “such a good layering piece” and “very versatile for fall.” The relaxed shape leaves plenty of room for layering over everything from lightweight tees to sweaters, while the polished drape gives it the elevated feel of a much pricier jacket.

For $40, this seasonal must-have will make half your closet look more expensive. Wear it over dresses now, then pair it with jeans, trousers and boots as temperatures drop. If Upton’s polished ‘rich mom’ look is your fall fashion goal, add this cozy cardigan-jacket to your cart now!

Love Upton’s rich mom cardigan-jacket but want a different fit? Shop more cream fall coatigans below!

Shop more cream longline cardigans that we love:

Not your style? Explore more cream coatigans here and don’t forget to check out all of Amazon’s Daily Deals for more great finds!

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Sarah Paulson is seen at ABC studios on September 22, 2026 in New York City.

Related: Sarah Paulson’s Leather Bomber Jacket Gives Fall Outfits a Cool-Girl Edge

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