Credit: Alexander Tamargo/;; Jeff Vespa/

She's a football wife-to-be -- with the gi-normous bling to prove it!

Model and Basketball Wives star Evelyn Lozada opened up to exclusively about her surprise engagement to Chad Ochocinco.

Cincinnati Bengals wide receiver and Dancing With the Stars alum Ochocinco, 32, popped the question Nov. 16. The setting was the athlete's Cincinnati house. And the couple wasn't alone for the romantic moment.

"He had a jeweler come to the house," Lozada tells Us, explaining that a rep from jeweler Jason of Beverly Hills frequently travels to clients. "[It was] a total surprise! We sat there and picked out the ring."

Lozada's choice was a round, 10-carat diamond with "pave diamonds around the stone and around the band as well," she explained. "I fell in love with [the ring] and he loved it too."

"It was definitely exciting," Lozada gushed, adding that her man gave "input of what he liked and didn't like -- that was super cute! He definitely had a say-so."

The duo hasn't yet set a date. "To be honest, [Basketball Wives] is airing in literally two weeks," explained Lozada, who formerly dated basketball player Antoine Walker. "[Chad's] playing football. We're waiting on the show and football season to end so we can start focusing on the next stage of our lives."

What kind of theme does she want? "I've always envisioned my wedding as cream color and white. Very clean. A lot of candles. He was born and raised in Miami and I live here now -- that whole Miami vibe."

As for the dress, Lozada said she wants a "mermaid style" gown. "Very fitted. I've always loved corset, sexy, formfitting dresses."

Lozada can't wait to be Ochocinco's bride. "He's very interesting," she told Us. "You never know what he's going to say, and he has a great sense of humor."

She added that their relationship has a solid foundation. "Before we met, we communicated over the phone for a month. We got to know each other like that before seeing each other," she said. "We have a true friendship. And he can keep up with my mouth! I'm very verbal, and say what I think and feel. He's the same way. He makes me laugh."