Credit: Splash News

Ho, ho, ho!

Wearing a low-cut red tanktop and a Santa hat, Nadya "Octomom" Suleman took center stage when she posed with 10 of her 14 kids for a holiday card in their La Hambra, California home.

But not everything is so merry in Suleman's life: if she doesn't pay the $450,000 she owes in mortgage payments, she and her family will be homeless by December 31.

Not that Suleman, 35, hasn't made an effort to resolve her debt: she threw a yard sale at her home in September, offering up her old bikinis and bras, as well as her children's baby clothes and Halloween costumes.