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Name: Kelly Rutherford

Occupation: Actress

Bag lady: The Gossip Girl star loves shoes (she has her eyes on chocolate suede Louboutins for fall), but when it comes to splurging, nothing tops the Hermes Birkin bag. "It's an incredible investment," she says. "You can buy five handbags that add up to the price of one Birkin, but they won't be quite as in 20 years from now."

The high-low lowdown: The Kentucky native, who's lived in NYC on and off since age 10, browses for basics from H&M, J. Crew and Topshop. "I love mixing them with stuff from Celine and Chloe," she says.

Her style icon: The mother of two (Hermes, 3, and Helena, 15 months) praises Cate Blanchett's risk-taking ensembles. "She pushes the envelope, but in a very sophisticated way."

"I have kids, and a dog who's white and sheds, so for me it's easier to wear white or grey. Otherwise I just look like I've been slobbered on or got fur all over me."